How to Fly to Europe Using Points (Step-by-Step Guide)

If you’ve ever looked at flights to Europe and thought “yeah… not happening,” same.

We flew from a small airport in Knoxville to Greece for our anniversary trip and paid a fraction of what these flights normally cost. No crazy tricks, no confusing hacks, just a few smart moves and some flexibility.

Here’s exactly what we did, what worked, what didn’t, and how you can realistically do the same.


The Quick Breakdown

Here’s what we actually paid for 2 people:

Flights to Athens:

  • 68,000 points to Athens
  • $199 total in taxes

Return flights from Athens:

  • 52,000 points to Atlanta
  • Additional 8,800 points to Knoxville
  • $418 total in taxes

Extra costs:

  • ~$150 total for seats on Lufthansa legs to Athens
  • 8,000 Hyatt points for an overnight stay in Atlanta

Total: ~130,000 points & $770 cash

What This Would Have Cost in Cash

Realistically, these flights would have cost:

  • $1,500–$2,200 per person
  • About $3,000–$4,400 total for two people

What Value We Actually Got Per Point

This is the part most people get confused on, so here’s the simple version.

Based on that range, we got about 1.7 to 2.8 cents per point.

Quick rule of thumb:

Value Per PointWhat It MeansWhat I’d Do
🔴 Under 1.25 Not greatI’d usually just pay cash
🟡 1.5–2 SolidWorth considering
🟢 2 +Great valueDefinitely using points
🟢 2.5 +Big winJump on it immediately!

We landed right around 2.2 cents per point, which puts it in the “great value” range.

If you want to calculate your own points value:
(Normal cash price – taxes you pay) ÷ # of points used = value per point


How We Found These Flights

Once you do this a few times, you’ll realize it’s way more repeatable than it seems at first.

Free Tools we used:

We set alerts for 3 airports:

But, smaller airports like Knoxville (TYS) don’t always show up well using automated tools.

So:


The Strategy That Works

1. Be flexible with routing

Our route:

We had a 7 hour layover in DC

Not ideal… but worth it. We actually have family there, so we planned to either see them or hang out in the Capital One lounge for a few hours.

2. Be flexible on the return

We couldn’t find anything back to Knoxville on points.

So instead:

This is a very normal workaround if you’re flying from a smaller airport.

3. Use multiple point credit cards

This is huge, and why having more than one card makes a difference.

VERY Important Rule (Do Not Skip This)

This is the one mistake that can completely ruin a points booking.

Do NOT transfer points until you are ready to book.

Availability changes fast.

Always:

  1. Find the flight or hotel
  2. Confirm it exists on transfer partner sites (LifeMiles, AirFrance, or Hyatt)
  3. THEN transfer points

If you skip step 2, you can get stuck with points you can’t use efficiently.

Transfer Bonuses (This Helped A Lot)

We had a 15% transfer bonus from Capital One to LifeMiles.

That’s why:

Always check for transfer bonuses before booking.


The Downsides

This is where most people sugarcoat it.

1. Routing can be annoying

You might get:

2. Small airports are harder

Knoxville worked, but:

3. Seats are not always included

We didn’t realize this fully.

4. Fees vary by airline

LifeMiles had solid value, but:

When You Should NOT Use Points

Points are not always the best move.

Use cash when:

Use points when:


Final Thoughts

If you take nothing else from this:

You do NOT need to live in a major city to make points work.

We flew out of Knoxville (TYS) and still made it happen.

Was it perfect? No.
Was it worth it? Absolutely for us!

If you’re planning a similar Greece trip, these will help you map everything out:

If you want to try flying with points yourself, here’s exactly where to start:

And most importantly, just start searching. The first time is the hardest, then it starts to click.